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About AIM

AIM, attorney-owned and operated, is dedicated to providing competitively-priced malpractice insurance for lawyers, maintaining the highest quality of service to its insureds, and providing legal malpractice insurance at reasonable rates so as to avoid year-to-year price swings for attorneys in the states of Alabama and Tennessee. AIM provides timely application processing, prompt claims handling, and even free malpractice seminars with CLE credit for its insureds!

AIM currently insures Alabama and Tennessee attorneys by providing quality legal malpractice insurance for the private practice of law. AIM's focus is insuring practicing attorneys – from sole practitioners and small firms to firms of 50 or more – whose primary office is located in Alabama or Tennessee.

We Provide What Other Insurers Do Not:


Professional and Courteous Service.
We personally answer our telephones during business hours. Professional and courteous service is a reality, not a mere marketing slogan touted by large competitors.


Conservatively-Managed & Fiscally Responsible.

AIM is a conservatively-managed, fiscally-responsible company.

No Middlemen!

As a direct writer of insurance, you deal directly with the persons responsible for underwriting your application and providing your defense. 

Stable, Premium Rates.

Our premium rates are stable and calculated to maintain a financially healthy company for the benefit of policyholders.

Tail Coverage.

Individual insured members of AIM enjoy the right to purchase tail coverage without all members of their firm purchasing it.

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Our History

Our History

Large, for-profit commercial insurance companies have not historically been reliable, consistent, or dependable. AIM's goal is to be different. We will provide personal service to Alabama and Tennessee lawyers for stable malpractice insurance at competitive prices.

The practicing bar faced recurring problems of instability in premium rates, unsatisfactory underwriting and claims services, and shortcomings in policy coverage. In May 1986, the bar's commercial malpractice insurance program abruptly found itself unable to continue providing the coverage endorsed. Many attorneys were unable to renew their policies and were left without coverage.

In response, the Alabama State Bar's Insurance Programs Committee undertook a study to determine the feasibility of forming a "captive" insurance company dedicated solely to serving the needs of Alabama attorneys. AIM was incorporated on May 19, 1988, with 1,665 Alabama attorneys purchasing "units" (more commonly referred to as debentures) to capitalize and begin. It commenced operation and issued its first policy on July 1, 1989. The sale of "units" was suspended on May 15, 2000. By that time, AIM had acquired a strong capital base through the support of 3,099 members of the bar who purchased "units."

In 2010, AIM took advantage of the Federal Risk Retention Act of 1986 to become a District of Columbia mutual risk retention group, allowing our member-owners enhanced stability while still operating out of our home office. It unanimously recommended that the company redomesticate to the District of Columbia to become a mutual risk retention group in order to take advantage of the federal Risk Retention Act of 1986. Members participating in a special meeting on June 28, 2010, approved the recommendation by an overwhelming 90% majority. AIM successfully redomesticated to the District of Columbia on August 11, 2010, becoming a mutual risk retention group.


AIM added Tennessee attorneys to its malpractice protection in 2011.

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