Exclusions FAQs

What necessitates a "Specific Claims Exclusion Endorsement" on my claims-made malpractice policy?

This endorsement is used to exclude known claims or incidents which occurred under a previous policy. Such claims or incidents would be covered by the previous carrier if, while coverage was in effect, they are reported to the previous carrier. Known claims or incidents that occurred under a previous carrier's policy are not covered by AIM. They are excluded on your initial and successive AIM policies. When changing coverage from another carrier to AIM, be sure that you have reported to the other carrier all problems that could give rise to a malpractice claim before your coverage with that carrier terminates.