General FAQs

Is my insurer committed to serving practicing attorneys?

AIM is committed and has been from its inception! AIM insures Alabama and Tennessee attorneys in most practice categories. Is your insurer committed to continually insuring you as a practicing attorney? AIM exists solely to serve the needs of its insureds. No one does it better.

Who do I call if I have a question?

AIM provides you with the fastest underwriting and claims service. It is all done at its corporate office in Birmingham, Alabama. If you have a question or concern, there is someone close by to contact. Claims defense is done with an attorney's perspective and local counsel when needed. AIM's board of directors is comprised solely of attorneys admitted to practice in Alabama and Tennessee. We understand the practice of law and your needs.

Why should I insure with AIM?

In a line of insurance where insurers routinely come and go based upon profit, it is comforting to know that AIM is here to stay. It has to be, it is owned by its policyholders.

What is a hammer clause?

Typically, large, for profit, insurers employ a hammer clause in their policies for use against their own insureds. The term comes from the concept that an insured can be hammered into consenting to settlement against the insured's wishes. These insurers qualify the consent to settle protection by making an insured liable for any overage (difference between amount a claim could have been settled for and ultimate verdict at trial) if an insured declines to accept a settlement recommended by the insurer. Such protection then becomes nothing more than an illusion. AIM's policy protects you in this important, core function of a malpractice insurance policy. Not sure if your policy has a hammer clause? If you're not insured by AIM, it most likely does. Call AIM, we'll be glad to review your present policy with you.

Does AIM’s policy exclude punitive damages and/or court sanctions?

AIM's policy does not exclude coverage for punitive damages or court sanctions. Competitors are likely to exclude coverage for punitive damages and/or court sanctions. Review their policy exclusions.

What Our Insureds Say

"...Impressed with all aspects of their handling of the case from the initial intake to the consummation of settlement"

“About two years ago, I had a claim made against a co-counsel and me.  AIM hired excellent counsel to represent me in the matter.  There were very unusual circumstances in the case and AIM and counsel were able to get the claim settled without a suit being filed.  Everything they and the attorneys did was done with my full involvement and with the utmost consideration for all of the many and complicated aspects created by such circumstances.  I have nothing but praise for all that you and the AIM team did in this situation.”

© 2020 by Attorneys Insurance Mutual of the South, Inc.

Proudly created by Cartography Consulting.

Attorneys Insurance Mutual of the South, Inc., Risk Retention Group

200 Inverness Parkway
Birmingham, Alabama 35242


Tel: 205-980-0009

Toll-Free: 800-526-1246

Fax: 205-980-9009

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